openai solution for declined cards

• A user posted on Reddit a month ago, saying that OpenAI is refusing their payment, and all the cards they’re trying to use are being declined.
• The credit card company states that they’re not receiving the payment request.
• Some users suggest using a VPN service, and some suggest not using a VPN service to make the payment.
• Creating a new account and not using the “Sign up with email” option can be helpful.
• Using any card to pay, and both Payoneer and Wise should work.
• Reloading the page a couple of times and kept trying, and it eventually worked for one user.
• Someone else says their Wise debit card didn’t work but their traditional bank CC did work.
• One user reports that their card only worked when they used a VPN server location near their card zip code.
• Some people have had success with payment interfaces like Applepay and Google Pay.
• There is a suggestion to switch browsers (Firefox rather than Safari) to solve the issue.
• Other users report trying 4 different cards from different banks, both credit and debit, and have tried Apple Pay, Google Pay, and link, but nothing works, and the card is still declined.
• Some users suggest that the cause of the issue might be peak traffic during a certain time of the day.
• Some users switch VPN locations to try and solve the problem.
• A few users reported that the issue was resolved at night, outside of peak hours.
• One user found success by creating a new account and paying through it with a different payment method.

Overall, the helpful suggestions include trying a different browser, using different payment interfaces, turning off or switching VPNs, trying at non-peak hours, and creating a new account. It is important to note that these solutions may not work for everyone and that contacting the customer support of the service facing the issue may be necessary.

• Users are discussing issues related to their cards being declined when trying to buy DALL-E 2 credits.
• One user suggests that the issue might be that the user’s country is not supported.
• Another user suggests that card issuers might not be supported.
• One user suggests that DALL-E doesn’t support debit cards, however, another user was able to buy $30 of credits with their debit card and they were located in the U.S.
• One user solved the issue by using a VPN.
• Another user was able to buy credits after trying on a PC.
• One user tried everything but doesn’t know how to solve the issue.
• A few users suggested that the user should directly contact OpenAI support to solve the issue.
• One user shared that they were able to buy using their MasterCard credit card.
• A user suggested that one should try clearing their cache or refreshing the page before buying.
• Some users pointed out that OpenAI has introduced a Refund and Cancellation Policy for DALL-E 2 Credits.
• One user shared that they made contactless payment with their mobile phone and it worked for them.
• One user suggested that it might be necessary to contact your own bank to authorize the transaction.
• Another user suggested to check if the card has a daily limit that might be too low to complete the transaction.
• One user suggested to check if there are any restrictions with your card that might prevent the transaction from going through.
• One user shared that they had to wait for 24 hours after the initial decline to try again and the transaction went through successfully.
• One user shared that the transaction was blocked because they had multiple attempts in a short period of time. They had to wait for a day before trying again.
• Some users suggested trying different browsers before purchasing, or trying incognito mode.
• One user shared that they had to log in again and try the transaction two or three times before it could be processed.
• Some users recommended trying a different card altogether or using the same card on a different device.
• A user suggested that they entered their address on the billing section of the transaction but still received a decline message. They suggested trying to shorten the address to fit the provided field.
• A user recommended trying to add a two-letter abbreviation for their state instead of the full state name on the address field.
• One user suggested turning off the ad-blocker before attempting the transaction.
• Some users shared that they were able to buy credits through PayPal.
• One user shared that they were

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• The Reddit thread contains a number of users experiencing the same issue with OpenAI where they are told they have exceeded their quota even though they have never used their API. One user wonders if there could be a bug in the new software they are rolling out to enable paid accounts. Another user suggests that their free trial usage has expired or they have hit their monthly API usage limit for their organization. Several other users suggest creating a new account or API key.
• One user recommends verifying themselves on Discord (click on OpenAI Discord button, open or join the server, and verify account) to restore service.
• Another user recommends setting the quota to >$0 in the settings or trying to set up a credit card if they expired. However, one user experienced an issue where they set a limit of $10 per month with a credit card but still got the message.
• One user suggests that the issue could be the use of a deprecated model, and recommends checking if the model is mentioned in https://beta.openai.com/docs/models/gpt-3.
• Some users suggest that OpenAI has removed their free tier, and that they need to register a credit card and have credits to make API calls. One user recommends checking if they have available credits or credits that have expired, and another user suggests that they may need to start paying.
• One user expresses concern about how they will cope if OpenAI makes their service pay-only, and another user recommends using a VPN such as ProtonVPN to bypass any restrictions.
• One user has paid a yearly subscription and is receiving a message that they have exceeded their quota and have a problem with billing. They are seeking assistance.
• Several users recommend making a new thread to ask for help with this issue since this thread is old and people may not see the post.
• Some users speculate that OpenAI may be overwhelmed with new requests because of news stories and are implementing a paywall to throttle requests down.
• Users provide different suggestions for how to proceed to resolve the issue including:
  • Try creating a new OpenAI account with a new mobile number
  • Use a friend’s number and make a new account
  • Check if their free trial usage has expired
  • Cancel a paid account and recreate an API key
• One user reiterates that the thread is old but hopes that their explanation can help someone in the future.

1. OpenAI is a machine learning platform that provides an Application Programming Interface (API) for AI models.
2. Developers can use the API with various programming and scripting languages to build and integrate AI models into their applications.
3. The OpenAI models have various functions, including text prediction, language translation, and image recognition, among others.
4. GPT-3 is a language-generation model that can complete a sentence or write a whole essay by predicting the logical next word or phrase in a given context.
5. The GPT-3 models have improved performance over previous models due to the Transformer neural network architecture.
6. The OpenAI platform offers different pricing models to provide flexibility to developers, including a trial version and flexible paid subscriptions based on usage.
7. The pricing plans are based on the number of text-generating tokens, number of training hours, and model selection.
8. Developers can access the API through the OpenAI website and integrate the models into their platforms, applications, and devices.
9. To use the API, developers need to register on the website, configure the development environment, and start using the API with the necessary keys and authentication.
10. OpenAI also provides developer resources, documentation, and support to help developers build and deploy applications using the API.
11. OpenAI Research includes research publications underpinning the various AI projects explored, and the ethical and societal implications of the AI models.
12. OpenAI is supported by a variety of organizations, including Microsoft, LinkedIn, Reid Hoffman, and others.

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Common causes of declined transactions and how to avoid them while using OpenAI

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Step-by-step guide to troubleshoot declined card problems using OpenAI APIs